Helping you get the keys to your home or securing you the best rate is great for us…

However, keeping you and your family in the home no matter what happens is more important!

Mortgages are great, they enable you to secure the purchase of your dream home. But the reality is they are a loan to get that house, which if it is not repaid the lender will take your home off you.

Statistically, the main reason for the home being repossessed, is the family falling on financial hard times, which are usually beyond their control:

• Death of Spouse/Partner

• A family member suffers a serious or Critical Illness (Cancer, Stroker, Heart Attack etc)

• Long term accident or sickness that prevents someone being able to work (bad back, mental health etc.)

Watt Mortgage? pledge for all our customers:

When you become a customer of Watt Mortgage?, we aim to offer all clients a fully protected mortgage portfolio, which we include:

1. Any debt against the home to be protected in full following any applicants death (full debt to be repaid)

2. Any debt against the home to be protected in full following any applicants being diagnosed with a serious or Critical illness (full debt to be repaid)

3. Accident & Sickness cover for all applicants with earn income for the most possible (usually about 55% of gross income). This should match the term of the mortgage as a minimum requirement

Advice and Recommendation:

We will explain everything in a simple way, with no jargon or clunky wording to ensure you know what all the options are and what they mean. We will take all your needs and requirements into account, which we will then make a personal recommendation on the most suitable protection portfolio for you. 

We will review all covers you may have in place (company sick pay, existing policies etc) and ensure than there are no gaps.

We have the ability to shop around for some of the best covers, as we have a large panel of providers. Unlike other brokers who are tied to one, we can source the right one for you, based on your needs and budget.

We do not just help mortgage customers for protection we can help anyone in need for any of the covers:

• Life insurance

• Critical Illness

• Income protection

Get in touch to find out how we can help you…

Fill out the form below or give us a call on:

0208 037 7667