First Time Buyers

 
 

Has the time has come to get your own place?

Are you sick of renting? Fed up of paying someone else’s mortgage? Frustrated you can’t decorate how you want to? Or are you simply at home and need your own space?

If you are ready to take the next step in life to finding your first home, but finding the “where do I start with a mortgage?” question a bit scary & overwhelming?

You have nothing to fear! Mortgages are easy, nothing to be worried or intimidated by at all. The simple fact is they are a loan to buy a house.

When you become a customer of Watt Mortgage? We make it our personal responsibility to get you the most suitable mortgage deal you are entitled to and get you the keys to your first home with minimal hassle and stress.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

We can help explain in simple, easy to understand language:

  • How much can you borrow

  • What will it cost you on a monthly basis

  • A step by step guide house-buying process works, who does what at what point and when you can expect to move in/how long it all takes to go through, along with lots of hints and tips on how to search for a house. What to say to agents to put yourself in the best position possible

  • What money you will need for deposit and the fees associated with a house purchase (i.e. solicitors, surveyors etc.)

  • Which lenders will lend you the money

  • The difference between all the different types of mortgages (i.e. fixed rates, trackers, offset etc)

We go the extra mile:

Not only will we give you some tips on how to negotiate with estate agents, but we’ll also get you the Agreement in Principle from a mortgage lender that proves to Estate Agents and Sellers that you are serious.

Heling our first time buyers on the journey to owning their first home is one of the greatest joys of our job. We Love to help people get the keys to their first home and creates great job satisfaction creating life long relationships with our clients.

Basically, get in touch and arrange a no-obligation chat and find out what all your options are.

Also, if  the “Bank of Mum and Dad” are helping out, we’re very happy for you to bring them along to our meeting or for use to have a chat with them separately also.

Our initial mortgage consultation is free. Watt Mortgage? usually charges a fee for applications. The amount we will charge is dependent on the amount of research and administration required and will be discussed and agreed with you at the earliest opportunity.

Get in touch to find out how we can help you…

Fill out the form below or give us a call on:

0208 037 7667

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