Clear and transparent mortgage guidance you can trust

Josh from Watt Mortgage has helped us from start to finish to get our mortgage in place. He’s so professional but has kept our experience personal too. Would 100% recommend him and the company!

Kieran was super helpful throughout the process with helping from understanding how much I could afford, applying for a mortgage and sorting the right insurance out. Would highly recommend!

Dan from Watt Mortgage was brilliant! Good communication from start to finish and extremely helpful. Very knowledgeable about all things mortgages and insurance. Would definitely recommend and would use them again!

I had an excellent experience working with Kieran at Watt Mortgage. From the very beginning, they were professional, knowledgeable, and incredibly responsive. They took the time to clearly explain all of my options and helped me find the best mortgage rate for self-employed (CIS). I highly recommend Kieran to anyone looking to buy a home or remortgage. Their expertise and personal approach truly make a difference.

Myself and my girlfriend were first time buyers and weren't sure where to start. We worked with Watt Mortgage and specifically Josh, who has made the entire process feel very straightforward! Nothing was ever too much trouble for him, and he went out of his way to help us with anything we needed. Even when we paused the house hunting process for a few months, when we resumed Josh was very understanding and picked up straight where we'd left of! Very friendly, extremely approachable, and I'm not sure we would've enjoyed this whole process without him involved! Thank you Josh, and thank you Watt Mortgage! Would definitely recommend!

We got our mortgage through Watt Mortgages when we upsized in March 2025. From day one Kieran was amazing. Talking through all the options we had in terms of borrowing. Kieran and his team kept us informed and supported throughout the process on what needs doing in each stage of the move. Further recommended and guided us in what’s best for us in terms of insurance / protection and our will. We would highly recommend Watt mortgages. Great service and extremely helpful team. SURINDA - Morden

Myself and my partner have worked with Josh from Watt Mortgage to get a mortgage for our new house and he has been an incredible help. Nothing was ever too much hassle for him and all his answers to our questions were super informative! We would highly recommend using them and will be using them again once we remortgage😊 Thanks again Josh for all your help!

I had an excellent experience with them. My mortgage is setup and approved within days and 2 chats with them. Very efficient and no nonsense

I cannot recommend Josh and the team at Watt Mortgage highly enough. We had a bad experience with a previous broker who gave us a very low impression of what we could expect from that service. Josh has been excellent. Entirely and obviously having our interests at heart and relieving a lot of the burden of buying a property. Especially if it’s your first buy, but even if not, you would be in very safe hands with Watt Mortgage. Very, very highly recommended.

Kieran and his team are amazing( professional, approachable, reliable, friendly and knowledgeable). I would wholeheartedly recommend them to anyone for the mortgage or insurance purposes.

Keiran and the team have been amazing start to finish. Always available when you call with good advice at hand. Prices very good compared to others. We wouldn’t use anyone else and obviously would highly recommend.

I wanted to pay compliment to Joshua and yourself whom on this occasion have opened up an opportunity that Nima and I did not know existed as we have successfully released the funds needed and more.The funds will be put towards the much needed renovation and extension on our own home and the remainder will be used on the business plan you and I discussed so many years ago when we first met and have now begun to become a reality. Thank you so much again for assisting in my ambitions especially, Joshua whom has been beyond amazing and always been willing to assist regardless of the number of times I have called and had minor queries. I look to working with you and your team further in the future as I progress the business ideas and my ambitions. Thank you so much again for making this all possible.

Kieran from Watt Mortgages helped us with a mortgage. We are both self-employed with my partner, and usually lenders are more scrupulous and many don't want to deal with people with fluctuating income. Kieran and his team work hard on finding the right lender for us. They are also very responsive when we have questions. We cannot recommend them highly enough. If you feel you are not able to get a mortgage from anywhere.. try Watt Mortgages - they find you one!

Seamless service throughout, wouldn't trust anyone else with our mortgage options. Thank you Kieran and team for going above and beyond as always!

My husband and I had an amazing experience working with Kieran. He was always available to answer any questions throughout the mortgage process, explaining each step clearly and even recommending a solicitor to work with. His knowledge and expertise in the industry were evident, making the entire process seamless and stress-free. We highly recommend Watt Mortgage LTD especially Kieran to our family and friends. Thank you so much! We truly appreciate your support and look forward to working with you again in the future. Thanks Adele

Daniel from Watt Mortgages was beyond on superb! He guided us through the mortgage process and got us an unbelievable deal that we didn’t think we would qualify for. Daniel came as a recommendation from family after helping my sister move. We have previously used other mortgage service providers, but the service and care we received from Watt Mortgages was incomparable, head and shoulders above previous mortgage providers we have used. We couldn’t recommend Daniel from Watt Mortgages enough!

Dan was amazing. Very knowledgable and great to talk things through with. A very stressful time made easier by Dan. Thanks Dan.

Diligent and professional service. Dan assisted us with getting or first time buyer mortgage. Not only did Dan provided us with the best opportunities but negotiated terms to strengthen our position as interest rates started to change. He provided also regular updates and promptly responded to any questions we raised. Dan also recommended on the best insurance practice. We couldn’t have asked for a better service, highly recommended.

Great mortgage advisors. Josh really knows his stuff and was clear, helpful and responsive throughout the process. Helped us purchase our first home, would highly recommend.

I re-mortgaged using Watt Mortgages and Joshua was very helpful throughout. He kept me informed of steps to take along the way and communication was excellent. Thank you for all your help.

I could not recommend Watt Mortgage LTD enough! They were brilliant. Josh is knowledgeable. He answered all our questions for us to easy understand. Big thanks for making this difficult process being less stressful

Big thank you to Kieran and his team. They were very prompt and professional to work with and I would highly recommend their services.

Very satisfied with the service from Josh, I wouldn’t hesitate to use them again or recommend them to a friend 👌🏻

Josh was brilliant throughout the process. He negotiated a far more competitive mortgage offer than I had originally received from the bank directly, and an individual first-time buyer he helped make the process so much more straightforward and was incredibly helpful at each step of the way. A huge thanks to Josh and Watt Mortgage!

Watt Mortgage LTD have been better than I could ever expected. Referred to us by someone we know we knew about their reputation already but our expectations have far exceeded even the glowing recommendation we received before using them. Honest, open, highly organised and friendly with a great sense of humour. Communication was over and above. Everyone says buying a home is stressful but Watt Mortgage LTD have made it the exact opposite. Their advice and guidance as well as getting things done and doing what they say has made this process easy and some what enjoyable (believe it or not). They took care of everything, everything came in quicker than expected and I truly believe that Watt Mortgage enjoy what they do and want the best for their clients. Kieran Watt himself has a unique ability and skill to make you feel comfortable and relaxed while also being completely on it, diligent and efficient. He acted with integrity throughout and clearly has extensive knowledge but at no time made us feel overwhelmed or confused. Highly recommend. Can’t say enough. Thank you Kieran and the team at Watt Mortgage.